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This welcome bonus falls in line with what you can generally expect on a no-annual-fee card that requires $1,000 or less in spending. However, you can typically get a much better value from the welcome bonus on most general travel credit cards, especially if you're willing to pay an annual fee of around $100. We have used points for an Ocean View to Balcony upgrade seven times and double points once for an Inside to Balcony. Each time we were able to specify the Balcony stateroom we wanted. On most occasions the best Balcony subcategory we were eligible to receive was one or two notches down from the OV or Inside that we had booked. Getting a savings of $4000 for 60,000 points works out to almost seven cents per point for you.
Is the Norwegian Cruise Line World Mastercard worth it?
Redeeming for cruise discounts and onboard credit is easy with the NCL credit card, with rewards worth 1 cent per point. You can redeem just 5,000 WorldPoints for $50 onboard credit or 10,000 points for $100 off a cruise ($50 per person). The Bank of America®-issued card offers decent rewards and is fee-friendly, so it can be a solid option for Norwegian loyalists who cruise often. But if Norwegian is not your cruise line of choice or your open-sea explorations are few and far between, you'll be better off with a general rewards credit card.
Holland America Line Rewards Visa® Card
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. You'll need a credit score of at least 700 (good credit) to apply. But the issuer will also look at your income, debts, and payment history when determining your eligibility for a new account. To have a better idea of your approval odds, check your score by using our free credit score tool.
Norwegian WorldPoints Calculator
You can also redeem your Norwegian Cruise Line® Credit Card points by calling the phone number on the back of your card or by using the issuer's mobile app. You need a credit score of at least 700 to get approved for the Norwegian Cruise Line Credit Card, so it's best to wait a bit if your score is still below that mark. Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. This online only offer may not be available elsewhere if you leave this page.
Students studying abroad will pay no foreign transaction fees (and no annual fee) while earning flat-rate rewards points with flexible travel redemption options. Plus, the intro APR offer makes this a good card for any students who need to make a big purchase or move debt over from another card. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. This puts it in competition with the best flat-rate cash back cards on the market. If you want to get the best return on investment from a credit card, cruise credit cards aren't the way to go. With most charges yielding just a 1 percent effective rebate on a limited catalog of awards, cruise credit cards aren't top-of-the-class in terms of value or rewards flexibility.
Next Up In Credit Cards
Given the weaker sign-up bonuses, lack of travel protections and significant spending required to earn a free cruise, cruise line credit cards pale in comparison to travel rewards credit cards. If you decide to apply for a credit card of any type, review our guide to application rules from each bank. These will help you understand the application process and your chances of approval. The earning rates on the NCL credit card are slightly better than competing cruise cards, such as the Carnival World Mastercard and the Royal Caribbean Visa Signature Credit Card.
People Also Apply For
You may also use your debit card however please be advised that we obtain pre-authorization, as we do for all Credit Cards, and some banks hold these funds for up to 30 days. The maximum initial pre-authorization amount for all credit and debit cards is $300. Cash can also be used as a method of payment to settle your account with an initial deposit paid in advance. With the Norwegian Cruise Line World Mastercard, you can save money on your cruise purchases and even earn free cruises – if you can spend enough on the card before the points expire. If you only go on a Norwegian cruise once a year and charge your NCL credit card, the points won’t add up quickly.
Norwegian Cruise Line Discontinues Currency Service - Cruise Hive
Norwegian Cruise Line Discontinues Currency Service.
Posted: Sat, 13 Jan 2024 08:00:00 GMT [source]
Norwegian Cruise Line® Credit Card's Additional Info
Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking. We believe everyone should be able to make financial decisions with confidence. One or more of the cards you chose to compare are not serviced in English. I am new at the Meta but I went from an O4 ocean view and they put me in a BF (priva sun) enclosed balcony on floor 8 in front.
Cruise lines where children sail for free
The information for the Royal Caribbean card has been collected independently by The Points Guy. The information for the Princess Cruises card has been collected independently by The Points Guy. The information for the Norwegian Mastercard has been collected independently by The Points Guy. The information for the Holland America Visa card has been collected independently by The Points Guy.
That said, a travel card like the Chase Sapphire Preferred® Card that earns flexible rewards on travel with a low annual fee and a strong combination of features is likely to appeal to many cruising for a new card. For instance, a card that might be considered mediocre overall could be the top card on a list of rewards cards with no annual fee. That’s because the card might offer limited features compared to other rewards cards, but after we remove cards that charge an annual fee, it’s the best card that remains. Charge gaming to your onboard account directly from your game of choice or at the casino cashier, using your stateroom key card.
If you're chasing high-level elite status in a cruise line's loyalty program, know that owning and spending with a cruise credit card will not get you to certain tiers more quickly. Before you apply for a cruise line's credit card, consider which benefits and perks it offers. Then, compare those to TPG's list of the best travel credit cards. It's likely that those cards — though they don't say "cruise" in the name of the card — will actually serve you better.
Our editors are committed to bringing you unbiased ratings and information. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below.
Norwegian Cruise Line pioneered many features aboard its ships, some of which other cruise lines have imitated. These are some of the special features you'll find aboard some or all of the ships in NCL’s fleet. Depending on how long you want to sail and where you're going, you can find cruises as brief as two nights and as long as 21 days or more. The company dates back to 1966 when it got its start as a Norwegian shipping company. Today, it has become one of the more popular mainstream cruise brands and is part of Norwegian Cruise Line Holdings, which also includes the Regent Seven Seas and Oceania brands. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa.
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